Here are some CD rates that will hopefully brighten your day. We are working with an institution offering a 10-year CD at 2.76% APR / 2.80% APY. (Note: Back in June it was 3.45% APR / 3.50% APY. The penalty to close is 1-year loss of interest (updated 6/29/11) 195-Days of lost interest. We would [Read More…]

Update: 03/27/12 — I noticed some people had been visiting this page. This product did not take the world by storm like we had hoped. We still have our regular placement service, here. This is for those with $100,00 or more. We also have lots of free information available on the blog. So feel free [Read More…]

[Note: Updated: 8/23/10] I haven’t posted rates for sometime. So here are a few that I’m aware of. These rates are for personal deposits. Rates are posted as the APY unless stated otherwise. Alliant Federal Credit Union — 1-Year at 1.75%, 18-months at 2.00%, 2-year at 2.25%. They pay interest at maturity only. They also [Read More…]

We have seen more rates decreasing again this month. The highest Certificate of Deposit rates for one year with healthy banks are averaging below 1.25%. One Star to Two star rated banks are still popping in around 1.50%. We heard that a bank in Puerto Rico was offering a 2.25%, but only for local credit [Read More…]

Have a couple of good CD rates. 14-mo at 1.93% APY. Bauer — 3-Stars. TheStreet — B-. FDIC Insured Bank. 2-year at 2.49% APY. Bauer — 4-stars. TheStreet — D+. This is sort of an enigma. We use a third rating system that also rates them above average. I looked at the data and they [Read More…]

Update: April 30, 2012: A reader stumbled upon this post. This was posted back in April 2010. It does show you how far down rates have gone. However, unfortunately since it hadn’t been updated, they thought they had discovered a goldmine of a rate. I apologize for that. I have updated the rates. We’ve got [Read More…]

Well, I finally completed the article writing challenge. I wrote over 15,000 words in 30-days. Those that know me, probably wonder how I kept it so short. :O) Anyway, if you are curious about my adventure, check this out, How to Make Money Writing Articles Many of the articles I wrote featured CD rates in [Read More…]

Yes, we are still alive. Actually, doing quite well. Our non-web based clients have been keeping us amazingly busy. However, I don’t want to forget about all of you either. So here are two sites that we have found helpful over the years. So check them out. If you find something good there, please come [Read More…]

Updated 3/26/2020 Here is a look at CD rates in California from a few strong banks and credit unions. Southern California OneWest Bank, FSB — OneWest was formerly IndyMac Bank which the FDIC took over. The FDIC actually kept the bank open and ran it as IndyMac Bank, FSB. They finally found a group of [Read More…]

[Updated: 3/26/2020] America’s Credit Union (NCUA# 9373) has had some nice CD Rates in the past. Membership is open to all. You can either be a current or retired member of the military or join the Association of the US Army for $40.00. America’s Credit Union is federally insured by the NCUA. They currently have [Read More…]