Compounding interest is when you place funds in any investment (often a CD) and you leave the interest in the account which then earns interest itself and your final earnings will be much greater. This can also be accomplished in securities accounts by electing to re-invest dividends. Let’s look at a couple of examples. Example [Read More…]

As a company our services are tailored to larger portfolios, but I know lots of people come to our site that just have a few thousand or even a few hundred dollars. So here are some ideas for you. Invest Now First, do something. The longer you wait, the less you will earn. A big [Read More…]

Just thought I would make a post before Christmas. We will be closed on the 24th. I will post a “Looking Back” next week. For now, let’s look forward to celebrating the Christmas season with friends and family. May your day be filled with joy, laughter, good food, good conversation, and fun family traditions. We [Read More…]

First, thank you to everyone that has enjoyed the series of posts featuring various bank and credit union CD rates. Second, I thought I would take a little respite and focus on a few other topics. One may save you a lot of money and hassle, another may alleviate some fears with opening online savings [Read More…]

Hey everybody! I’m excited to bring you a guest post today. It is on a topic that I don’t generally write about, because we focus on helping people who need to invest funds. Marie Nelson provides some tips for a blue print to get out of debt, plan for financial freedom and then hopefully you [Read More…]

I wrote a series of articles on various investments that are generally deemed safe. They are posted with an article directory that I’ve enjoyed writing for. Anyway, here are the links to my safe investment guides. Let me know what you think. Safe Investments Part I Safe Investments Part II Safe Investments Part III Safe [Read More…]

I was reviewing our logs and noticed that someone had come to Our Blog, looking for the answer to, “What is the difference between FDIC and NCUA Insured?” Boy, did I feel silly because I didn’t actually have the answer on our site. After all, we help people invest in federally insured banks and credit [Read More…]

The biggest difference between an IRA CD and non-IRA CD is the tax consequences. IRAs (Individual Retirement Accounts) can contain a variety of investments, such as mutual funds, bonds, real estate, and of course CDs. What is an IRA Without going into lots of detail about IRAs themselves, they basically are an investment account that [Read More…]

Good afternoon. Just a quick note. Certain aspects of the blog may look out of sorts for a few days. We will be working on a new design. BTW, we would certainly love some comments on what we are trying to get to. Here is a link to, hopefully, what it will look like when [Read More…]

Another Bank, First Priority Bank, FL (FDIC# 57523) was taken over by the FDIC on Friday, August 1, 2008. The insured deposits have been transferred over to SunTrust Bank, Georgia (FDIC# 867). This follows another takeover a couple of weeks ago of First National Bank of Nevada and First Heritiage Bank. The insured deposits were [Read More…]