Why Hire Us

  • Over $1.37 billion in active CD investments
  • Over $12.99 billion placed to date
  • Safe and Easy
  • Over 50-years combined experience

Compare CD Rates

Get the Best CD Rates

We’ve helped thousands of institutional and individual investors invest over $12.99 billion in CDs.

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Compare CD Rates* — Use the below rate table for a comparison of nationally available banks and credit unions. Rates are quoted as the Annual Percentage Yield (APY) unless noted otherwise. In general, these rates are for personal investors. Some Credit Unions may require a membership or have membership restrictions to apply. This information is for rate comparison only. We can not provide official rates.

Updated: 4/27/2021

Our Current Rates

Institution 6 Mo. 1 Year 2 Year 3 Year 5 Year
Jumbo CD Investments*
$100K Min.		 0.45% 0.60% 0.70% 0.80% 0.95%

Banks and Credit Unions

Institution 6 Mo. 1 Year 2 Year 3 Year 5 Year
Ally Bank Midvale, UT 0.25% 0.50% 0.60% 0.65% 0.80%
Capital One, VA 0.10% 0.20% 0.25% 0.30% 0.40%
First Technology CU, OR 0.20% 0.30% 0.40% 0.40% 0.55%
Navy Federal Credit Union, VA 0.50% 0.50% 0.60% 0.75% 0.95%
American First CU, CA 0.25% 0.45% 0.65% 0.75% 0.90%
Citi Bank, NV 0.05% 0.10% 0.10% 0.10% 0.15%
Banesco USA, FL 0.35% 0.40% 0.50% 0.55% N/A %
Patelco FCU, CA 0.30% 0.40% 0.55% 0.65% 0.85%
T-Bank, TX 0.45% 0.75% 0.80% 0.80% 0.80%
Wells Fargo Bank, CA 0.01% 0.02% 0.03% 0.01% 0.01%
Bank of the West, CA 0.03% 0.05% 0.15% 0.20% 0.30%
M&T Bank, NY N/A % 0.05% N/A % N/A % N/A %
Webster Bank, CT 0.00% 0.08% 0.10% 0.20% 0.30%
Bank of America, NC N/A % N/A % N/A % N/A % N/A %




About Us

Please be aware, we are not a bank, but a CD Deposit Placement service that works to help you find the best FDIC or NCUA insured CD rates. The rates on this page are provided as a free source for those that don't meet our $50,000 minimum or who are looking for free rate information.

On average, our rates are some the highest in the USA. Our best top ten rates usually are within 10 - 30 basis points of the highest. Whether you live in California, New York, or anywhere in the good ol' USA, the story will be about the same. Compare our jumbo CD rates, in most cases they will beat your current bank or credit union. Click here for more information

Please note: We do not control the ads that are displayed. Our company only offers FDIC or NCUA insured CD investments from banks and credit unions. There may be ads for company's offering non-insured products. Please read all information carefully before making an investment. If you only want federally insured products, you can verify whether or not an institution is insured by visiting the FDIC or NCUA