The FDIC has basically established a national rate for CDs. You’ll find it quite difficult to find any bank offering above 1.60% for 1-year CDs. You may be wondering why. Starting January 1, 2010, under capitalized banks have to set rates at or below the Weekly rates that the FDIC publishes. Here is a link. [Read More…]

Yes, we are still alive. Actually, doing quite well. Our non-web based clients have been keeping us amazingly busy. However, I don’t want to forget about all of you either. So here are two sites that we have found helpful over the years. So check them out. If you find something good there, please come [Read More…]

[Updated: 3/26/2020] America’s Credit Union (NCUA# 9373) has had some nice CD Rates in the past. Membership is open to all. You can either be a current or retired member of the military or join the Association of the US Army for $40.00. America’s Credit Union is federally insured by the NCUA. They currently have [Read More…]