Discover Bank New CD Promotion

Discover Bank has decided to offer you some free money for opening a new CD. Their yields are pretty good and an extra $50 just makes it that much better. Below are the details. Check them out.

Discover Bank CD Promotion

Current CD Rates are: 1Y at 2.75% APY, 2Y at 3.00% APY, 3.25% APY, 5Y at 3.70% APY. With a $10,000 deposit that increases your yield about 0.50%. Not bad.

Discover Bank $50 promotion
Discover Bank is offering $50 for opening a new CD account online. Between now and February 28, 2009, open a new CD account at DiscoverBank.com with a minimum of $10,000 and Discover Bank will credit your account with $50.

You must enter Offer Code D100818 on the online form in order to qualify (the above link will automatically fill it in for you). You are welcome to share this code with friends but they’ll need to either come to this site and click the link or enter the offer code on the application form in order to get the free $50.

The offer is good through February 28, 2009. To earn the cash offer, a minimum deposit of $10,000 in new funds must be received by March 15, 2009 and those funds must remain on deposit for at least 90 days. The cash offer will be credited to your Discover Bank account 4 to 6 weeks after the 90-day period. Offer limited to one per customer and not applicable for accounts opened via phone or mail.

Discover Bank CD Promotion

Always check the fine print when looking at bank rates. There are a lot of good bank deals for savings, checking, and CD rates, but you must be sure to always read the fine print when signing up for accounts.

Drop me a note if you decided to partake.
cd :O)

It’s Refer Your Corporate Friend Day — Get Paid $150

Update: 12/09/08 — This offer is still good. But rates went down a little since last week.

We’ve seen rates continue to fall this week. But one rate has remained high, and it doesn’t have a fee. However, there are a couple of catches. First, you have to be a Financial Institution such as a bank or credit union, or you have to be a corporation. The bank doesn’t accept personal funds.

So here is the deal. The rate for 3-years is 4.50%, the rate for 4-years is 4.80%, and the rate for 5-years is 5.05%. The bank requires $100,000. It is FDIC insured. I can’t give out the name on the blog, but the bank is very healthy. They have a 5-star rating on BankRate.com.

If you refer a bank, credit union, or corporate friend to us and they open up a $100,000 CD for one of the above terms, we’ll pay you $150.00. That’s right, we’ll pay you $150.00. If for some reason, they already have a CD with this bank, but they do a future trade with us, we will pay you when the future trade is completed.

I don’t know how long the rate will be good for, but I do know it is good for today.

Our number is 800-234-4605. We can also be reached using our contact page. As you can tell from the number of blog posts of late, I’ve been very busy, but I hate to see people miss out on a great rate.

This offer is good for 12/5/08. We’ll extend it if the bank keeps the rate up.

Best CD Rate – 6/17/08

Updated: 6/17/08.

Our best shorter-term personal CD rate is 3.90% APY for 1Y. There is a 2Y at 4.00% APR / 4.08% APY (No Fee).? We also have a 3Y at 4.55% APY.?? Finally, 5Y at 5.00%.

Our highest Corporate rates are 4.00% APR for 1Y (Fee) and 5Y at 5.00% APR (Fee).

Visit our Certificate of Deposit Rates to get started with our process. We do have a fee for our service.

Best CD Rate – 4/10/08

Updated: 5/15/08.

Our best shorter-term personal CD rate is 4.15% APY for 1Y. We also have a 3Y at 4.64% APR / 4.75% APY.? There is also a 10Y at 5.35% APR / 5.50%.

Our highest Corporate rates are 3.92% APR for 1Y (Fee) and 5Y at 4.55% APR (No Fee).

Visit our?Certificate of Deposit Rates?to get started with our process. We do have a fee for our service.

Best CD Rate – 2/01/08

Updated: 2/28/08.?

Our best shorter-term personal CD rate is 5.08% APY for 1Y.? We also have a 5Y at 4.65% APR / 4.76% APY and a 7Y to 10Y?at 4.88% APR / 5.00% APY (No Fee).

Our?highest Corporate rates?are 3.70% APR for 1Y, 30-months?at 3.84% APR (No fee), and 5Y at 4.22% APR (No Fee).

Visit our Current Interest Rates to get started with our process. We do have a fee for our service.

Best CD Rate – 12/17/07

Our best personal CD rate?is 5.71% APY (10Y Term; No Fee). We also have a 1Y at 5.05% APR / 5.15% APY and a 7Y at 5.31% APR / 5.45% APY.

Best Corporate rate is 5.05% APR for 1Y, the 10Y above, or a 5Y at 5.04% APR / 5.17% APY.
Updated 12/17/2007.

Visit our Current Interest Rates to get started with our process. We do have a fee for our service.

Best CD Rate – 11/28/07

Originally I was just going to update?a single post, but having a history will be more fun and helpful.

Our best personal CD rate?is 5.71% APY (10Y Term; No Fee). We also have a 1Y at 5.15% APR / 5.25% APY
Best Corporate rate is 5.01% APR for 1Y or the 10Y above.
Updated 11/28/2007.

Visit our Current Interest Rates to get started with our process. We do have a fee for our service.

Best CD Rate

Our best personal CD rate and 5.71% APY (10Y Term; No Fee).? We also have a 1Y at 5.11% APR / 5.23% APY
Best Corporate rate is 5.12% APR for 2Y or the 10Y above.
Updated 11/15/2007.

Visit our Current Interest Rates to get started with our process.? We do have a fee for our service.?